Fixed Deposit vs Debt Funds

  • Home
  • Mutual Funds Research
  • Fixed Deposit vs Debt Funds
Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 104,812 4,812 4.81
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 4,812 Short Term Not Applicable 1,444 3,368

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.25 8.61 7.73 6.9 6.99 6.94
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.75 7.87 8.01 7.61 5.89 6.91 6.56
ICICI Pru All Seasons Bond Gr 01-05-2009 1.29 7.71 7.85 7.67 6.76 8.09 8.35
JM Dynamic Debt Reg Gr 25-06-2003 0.98 7.49 7.7 7.08 5.79 6.61 6.65
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.36 7.11 6.41 4.89 - 5.92
ABSL Dynamic Bond Gr Reg 27-09-2004 0.0 7.35 7.83 7.36 6.97 6.33 7.61
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 0.0 7.35 7.83 7.36 6.96 6.33 7.35
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 7.05 7.58 7.12 5.98 7.35 7.86
UTI Dynamic Bond Reg Gr 23-06-2010 0.0 6.51 7.25 6.76 8.5 6.72 7.71
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 6.5 7.76 7.67 6.33 - 6.85
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 6.33 7.24 6.57 4.79 - 5.21
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 6.24 7.41 6.8 5.37 6.86 5.85
SBI Dynamic Bond Reg Gr 10-02-2004 1.42 5.94 7.21 7.44 5.96 7.44 6.07
PGIM India Dynamic Bond Gr 12-01-2012 1.64 5.6 7.05 6.54 5.31 6.86 7.31
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 5.49 6.74 6.27 - - 5.53
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 5.38 6.72 6.74 5.33 6.35 7.48
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 5.21 7.23 6.72 5.8 7.57 7.88
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 4.85 5.8 5.52 4.97 - 5.69
HDFC Dynamic Debt Gr 28-04-1997 1.52 4.81 6.66 6.47 6.07 6.17 8.0
DSP Strategic Bond Reg Gr 16-05-2007 1.21 4.77 6.94 7.13 5.66 6.99 6.79
Union Dynamic Bond Gr 13-02-2012 1.55 4.5 6.36 6.18 4.67 5.86 6.33
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 3.73 5.67 5.64 4.46 6.08 6.76
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 2.82 6.49 6.13 4.93 6.87 7.45