Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 110,495 10,495 10.5
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 10,495 Short Term Not Applicable 3,149 7,347

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 11.59 9.2 8.42 7.44 7.12 7.11
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 11.5 8.8 8.63 6.26 7.09 6.67
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 11.45 8.98 9.34 8.05 6.63 7.75
DSP Strategic Bond Reg Gr 16-05-2007 1.19 11.45 9.21 8.54 6.32 7.45 7.07
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 1.23 11.44 8.97 9.34 8.04 6.63 7.54
JM Dynamic Debt Reg Gr 25-06-2003 0.97 11.3 8.53 7.89 6.42 6.95 6.77
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.77 11.19 8.89 8.0 5.85 7.19 6.03
Quantum Dynamic Bond Reg Gr 05-04-2017 0.96 11.1 9.43 8.84 6.73 - 7.26
Union Dynamic Bond Gr 13-02-2012 1.54 11.09 8.41 7.83 5.54 6.31 6.72
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 11.06 9.01 8.2 6.69 8.02 8.15
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 10.97 8.48 8.47 6.6 7.64 8.08
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 10.77 8.39 8.33 5.72 6.74 7.71
PGIM India Dynamic Bond Gr 12-01-2012 1.64 10.67 8.53 7.63 5.82 7.22 7.61
SBI Dynamic Bond Reg Gr 10-02-2004 1.41 10.62 8.49 8.56 6.21 7.73 6.22
HDFC Dynamic Debt Gr 28-04-1997 1.52 10.5 8.6 7.88 7.01 6.56 8.17
UTI Dynamic Bond Reg Gr 23-06-2010 1.53 10.32 8.38 7.58 8.94 7.03 7.93
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 10.29 8.71 8.16 5.8 7.4 7.81
ICICI Pru All Seasons Bond Gr 01-05-2009 1.29 10.22 8.65 8.58 7.15 8.25 8.49
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 10.02 7.68 7.42 5.2 6.56 7.09
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 9.99 8.29 7.33 - - 6.36
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 9.95 7.98 7.49 5.16 - 5.53
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 9.29 7.23 6.83 5.54 - 6.28
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.04 8.34 6.97 6.83 4.62 - 5.97